Fast, up to date and relevant. EUCB is designed as an equal exchange platform for loan business companies to decrease the amount of fraudulent cases and to increase the accuracy of client solvency evaluation.
Lithuania
| Search match | Unique personal data | Participants |
| ~70% | ~100000 clients | 8 creditors |
EUCB EXAMPLE
Try a demo to see what details are represented in the EUCB processThe data that EUCB provides is retrieved at the moment of request making it constantly up to date and relevant. EUCB works on the principle of equal exchange. Information that you receive from EUCB partners will be information that you yourself provide. Here you can review the type of data that is exchanged in the EUCB system.
How does EUCB work
Below you can see a scheme of how EUCB works as well as a complete list of data fields| Data field name | Description |
|---|---|
| customer_id | client ID in the database |
| created | client's registration date and time |
| status | registration status: confirmed/not confirmed (1/0) |
| enabled | client's profile status: on/off (1/0) |
| last_created | date and time of the last taken Loan |
| last_created_ext | extension date and time of the last taken Loan |
| rejected | number of a rejected applications |
| last_rejected | date of the last rejected application |
| credits_count | total number of Loans taken |
| credits_ext_count | number of a loan extensions |
| credit_orders_count | number of loan applications waiting to be approved |
| credits_sum | total amount of Loans taken (including the extensions) |
| expired_count | number of overdue loans which were late and are already covered (including the extensions) |
| expired_sum | total amount of payments covering overdue loans (including the extensions) |
| last_paid | last date of a payment that closed a loan or extension |
| curr_expired_count | number of currently overdue loans |
| curr_expired_sum | amount of currently overdue loans |
| curr_max_delay | maximum number of the delayed days of a currently active loan |
| curr_count | number of currently active loans |
| current_debt | current debt sum (Including loan amount, loan fee, other fees, penalties) |
| max_expire | latest return due date of overdue debts |
| avg_month_sum | average monthly repayable amount (calculated by formula AVG((loan amount+loan fee)/duration *30) for all loans, not including the extensions) |
| current_s_debt | scheduled debt (debt of a monthly payment instead of a full loan debt) |
| max_s_expire | latest payment date according to loan‘s monthly payment schedule. |
| last_delay | number of the delayed days of a last loan (either active or closed) |
| max_delay | the maximum number of days that have passed after loan's due date |
| sold_loans | number of a sold loans |
| sold_last_created | date of a last sold loan |
| writeoff_sum | written off amount |
| last_created_writeoff | date of a last written-off loan or extension |
| realname | name and surname (national symbols have to be in unicode\uXXXX) |
| client’s e-mail address | |
| mob_phone | mobile phone number |
| ip | IP address of a last login (if client has not yet been connected to the system – registration IP address) |
| last_visit | date and time of a last login/attempt to login |
| last_payment_date | last payment date. Doesn‘t matter if it covers some loan or not. (this parameter is used to indicate client‘s positive activity) |
ABOUT
UAB “EUROPE INFO GROUP” and EUCB
The database of UAB "EUROPE INFO GROUP" is called EUCB (European Union Credit Bureau), personal data controller number P5602. This is a database of debts and liabilities. EUCB was established and has been running since 2009. EUCB was created for the automation and optimization of the credit business. It is a vital information system in order to successfully manage the loan service business.
EUCB currently operates in eight European Union countries: CZCB, PLCB, LTCB, LVCB, UKCB, SKCB, BGCB. All the country's credit institutions are merged into a single credit bureau information system. They see the details of the client, his commitments and discipline, which consists of 35 fields in the database.
If you have any further questions regarding the system, or any inquiries whatsoever, please do not hesitate to contact us by e-mail or by telephone:
+44 1279 937057 +370 640 44 877
support@eucb.info
PARTNERS
For added convenience we are fully integrated with CreditOnline software and VOLSOR
